Investment Management Services

We not only specialize in helping our clients achieve a safer passage into retirement through income-generating investment strategies, but we also provide a wide range of investment management services.

401(k) & IRA Rollovers and Conversions

One of the most important and misunderstood aspects of owning an IRA or 401(k) is how you should approach taking income or withdrawals from those accounts. If you don’t know the rules, you can end up paying more in taxes than you have to. We can help you determine if rolling over a qualified retirement plan into an IRA makes sense for you.

Life Insurance and Long-Term Care

Life insurance is among the most useful — but also the most misunderstood — financial tools available. For many people, it is one of the most important investments in their portfolio. Most people are aware of life insurance as a tax-advantaged death benefit for their loved ones, but it is potentially so much more than that. Permanent life insurance, as part of your broader retirement income strategy, can also help you:

  • Protect your hard-earned savings from creditors and lawsuits depending on the state in which your policy was issued.
  • Build wealth faster through tax-deferred policy cash value growth.
  • Create a source of supplemental retirement income you can access through tax-advantaged loans and withdrawals.
  • Protect your family and beneficiaries from unnecessary tax burdens.

Tax Planning

You may leave behind a lot of things when you retire, but your tax burden isn’t one of them. In fact, without proper income tax reduction strategies, they can potentially be an even bigger burden in retirement. We’ll explain how withdrawals, distributions, and tax-deferred accounts can impact your taxes in retirement—so you don’t pay any more in taxes than you’re legally obligated to.

Estate and Legacy Planning

Effective estate planning involves much more than having a last will and testament. Estate planning can help manage your financial affairs during your lifetime and help you control the distribution of your wealth after death through legacy planning. Through our connections with qualified attorneys in the area, we can help ensure that you have a well-thought-out estate plan in place.