Category Archives: Finances

Taxable vs. Tax-Deferred

College Finances Retirement Insurance Taxation Investing Estate Consumer Debt Taxable vs. Tax-Advantaged Savings? Tax-deferral can have a dramatic effect on the growth of an investment. Use this calculator to determine the future value of an investment being subject to income tax each year versus deferring the tax until withdrawal.

Number of Periods

College Finances Retirement Insurance Taxation Investing Estate Consumer Debt How long until my savings reach my goal? Compound interest can have a dramatic affect on the growth of a single deposit. Use this calculator to determine how many years an existing savings account will take to reach your stated objective.

Lifetime Earnings

College Finances Retirement Insurance Taxation Investing Estate Consumer Debt How much will I earn in my lifetime? Most people earn a small fortune during their lifetime. Yet many of them are unaware of how their annual income adds up over the years. This calculator, designed to help you estimate how much you’ll earn before you…

Future Value Estimator

College Finances Retirement Insurance Taxation Investing Estate Consumer Debt What could my current savings grow to? Compound interest can have a dramatic effect on the growth of a series of regular savings and initial lump sum deposits. Use this calculator to determine the future value of your savings and lump sum.

Credit Card Payoff

College Finances Retirement Insurance Taxation Investing Estate Consumer Debt How long will it take to pay off my credit card(s)? Americans today owe more money than ever before. The fact that ‘interest never sleeps’ means that the situation will continue to worsen unless steps are taken at the individual level to reduce or eliminate debt.…

Cash Flow

College Finances Retirement Insurance Taxation Investing Estate Consumer Debt What is my current cash flow? Businesses generate a source and uses of funds statement to evaluate their income and expenses and to check profitability. Similarly, a cash flow statement can help you evaluate your personal income and expenses and see if you are running ‘in…